Choosing a commercial business photographer can be a minefield. As a business owner, and a member of the Society of International Commercial & Industrial Photographers, I know my business inside out, ensuring I always work in a professional capacity.
Like most business owners, or senior management, I understand the business i’m in, I understand my responsibility to deliver and in certain areas of my photography like oil and gas photography, I understand the risk.
The photography business is ever growing, with more and more people picking up a camera and becoming photographers, either as hobbyists and or part time photographers with another full time occupation, so choosing a commercial business photographer is becoming harder and harder.
This is where as large business owners, marketing professionals or SME’s need to establish the difference. I speak to and do business with all types of business professionals, who tell me the need for an external photographer is becoming less and less, as Joe the welder or Mike the Rig manager, or Stacey from HR does photography.
That’s all well and good and they may be good at what they do.. But as a person of responsibility there are some things to consider. It may save some money getting a friend to do it, or an employee, but think what if??????
- What if that person drops their equipment, over the side of a platform
- What if someone trips over their equipment and breaks an arm
- What if they damage your merchandise or property
- What if that person is injured while taking images for you
- Does this person have the appropriate training
- Does this person have Public Liability Insurance
Lots of questions and as a responsible person hiring or taking these photography duties on, have we asked the simple question. As mentioned I do this day in, day out and only rarely am asked if I have the appropriate business insurance, public liability or public indemnity.
You need professional indemnity insurance if you:
- provide advice to your clients
- handle data belonging to a client or business
- are responsible for a client’s intellectual property
- provide a professional service and could be challenged on your work. You may feel confident in the quality of your work, but any small business is vulnerable to a claim of negligence when professional advice or services fail to meet a client’s expectations and cause financial loss.
My advice for anyone hiring a photographer is simply just check their work and insurance. Think about the potential implications if something does happen. Like anything, we don’t think about it, until it happens, yes it might save you a couple of quid, or it could cost you thousands in the long run.